Canada, a vast land of diverse landscapes, multicultural cities, and a rich tapestry of experiences, beckons travellers worldwide. Exploring its majestic Rocky Mountains, and vibrant cities like Toronto and Vancouver, or immersing in its indigenous cultures, Canada offers an unparalleled adventure. For Indian travellers venturing to Canada, securing comprehensive travel medical insurance Canada is paramount. The right International travel insurance for Canada from India ensures peace of mind against unexpected medical expenses, trip interruptions, or baggage loss.
Among the best travel insurance Canada options, prioritizing travel health insurance Canada is wise. This safeguards against unforeseen illnesses or accidents, providing access to quality medical care. Whether opting for travel medical insurance Canada or broader coverage, selecting a policy that aligns with individual needs and the trip's nature is crucial. Prior research and comparing different best travel insurance Canada aid in finding the best fit for a worry-free Canadian sojourn, enhancing the joy of exploring the Great White North.
Here is a list of some of the important features of Canada travel insurance;
Key features | Details |
Extensive coverage | Covers against medical, journey and baggage-related issues. |
Cashless benefits | Offers cashless benefits through multiple network hospitals. |
COVID-19 coverage | Covers COVID-19-related hospitalisation. |
24x7 customer support | Around-the-clock prompt customer support. |
Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
You can choose from the different types of travel insurance for Canada in accordance with your trip requirements. The main options are;
Some of the essential benefits of having Canada travel insurance for the trip are;
There's always a possibility of facing unforeseen circumstances in a foreign country during a trip. However, by investing in travel insurance for Canada, you can tackle those difficult situations with ease. HDFC ERGO offers Canada travel insurance with round-the-clock customer care support and a dedicated claims approval team to assist you in a time of crisis.
Instances of medical and dental emergencies while travelling internationally are not unheard of. So, in order to keep yourself financially protected against such unforeseen events during your Canada vacation, consider getting travel insurance for Canada. The medical coverage under this policy includes things like emergency medical and dental expenses, medical and body repatriation, accidental death, etc.
In addition to unforeseen medical problems, the travel insurance Canada plan offers financial coverage against a number of non-medical contingencies that may happen during the trip. It includes numerous common journey and baggage-related inconveniences, such as personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, etc.
Coming across unfortunate events during an international trip is both financially and mentally challenging. Such issues can cause you a lot of stress, especially if you are not prepared to tackle them. However, travel insurance for Canada works as a financial safeguard that allows you to enjoy your vacation. The quick and extensive coverage offered by the policy will keep your worries to a minimum.
You can get affordable travel insurance from India to Canada that will offer you financial assistance under certain circumstances. This way, you will not have to spend extra cash from your own pocket during an unforeseen event, allowing you to stay within your fixed travel budget. The plenty of benefits of travel insurance easily outweigh its costs.
One of the main advantages of Canada travel insurance is its cashless claim feature. It means that alongside reimbursements, individuals can opt for cashless treatment when faced with a medical emergency in a foreign land. HDFC ERGO travel insurance has over 1 lac partnered hospitals under its network worldwide, offering individuals prompt medical service.
Here are some of the things that are usually covered under travel insurance for Canada from India;
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Your travel insurance for Canada from India policy may not offer coverage for:
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
If you want to buy travel insurance online for Canada, the following are the steps that you need to follow:
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Categories | Specification |
Hockey Craze | Revered for its love of hockey, considered the national sport, uniting Canadians across the country. |
Breathtaking Landscapes | Hosts the longest coastline globally, with picturesque national parks like Banff and Jasper. |
Wildlife Wonders | Houses diverse wildlife, including polar bears, moose, and the elusive Canadian lynx. |
Maple Syrup Capital | Produces over 70% of the world's maple syrup, a sweet symbol of Canadian identity. |
Size | Second-largest country globally, spanning 9.98 million square kilometers. |
Cultural Diversity | Recognized for multiculturalism, home to over 200 ethnic origins and various indigenous communities. |
Ensure a successful Canada visa application with these essentials:
• The Complete and appropriate visa application form.
• Valid passport.
• Evidence of paid visa fees.
• Medical exam confirming good health.
• Clean criminal record documentation.
• Proof of financial capability.
• Identity and civil status documents.
• Photos meeting Canada visa specifications.
• Support/invitation letter for Canada.
• Intent to return home post-visa expiry.
• A cover letter outlining travel purposes.
The ideal time to visit Canada depends on your preferences and the experiences you seek. For those craving outdoor adventures and mild weather, summer from June to August is perfect, especially in regions like British Columbia and Alberta, which offer pleasant temperatures and vibrant festivals. Fall, from September to November, showcases Canada's stunning foliage, particularly in places like Ontario and Quebec.
Winter, from December to February, appeals to winter sports enthusiasts, presenting snowy landscapes for skiing and snowboarding in renowned resorts like Whistler. Spring, from March to May, unveils blossoming flowers and milder weather, perfect for exploring attractions with fewer crowds.
Ultimately, the best time to visit Canada hinges on your desired activities and climate preferences. Whether it's witnessing the Northern Lights in the winter or enjoying outdoor adventures in the warmer months, Canada offers diverse experiences year-round.
To know more about the best time, climate, temperature and other factors before visiting Canada. Read our blog on Best time to visit Canada.
When in Canada, there are some essential safety and precautionary measures to be taken, to enjoy the beauty of the country, to its full extent.
Here are some to look out for:
• When witnessing the mesmerizing Northern Lights, dress warmly, avoid light pollution, and choose safe locations with good visibility for the best experience.
• In mountainous regions, particularly during winter, be aware of avalanche risk. Check local advisories, take avalanche safety courses, carry appropriate gear, and avoid high-risk areas.
• In colder months, especially when engaging in activities like ice fishing or skating, ensure the ice thickness is safe. Follow local guidelines and avoid venturing onto unfamiliar frozen bodies of water.
• Certain regions, like national parks, are bear habitats. Learn about bear safety protocols, carry bear spray, store food securely, and make noise while hiking to avoid surprising bears.
• Keep contact details of local authorities, emergency services, and your embassy handy. It's crucial for immediate assistance if needed.
• If exploring Canada's natural landscapes, inform someone about your hiking plans, carry necessary gear, stay on marked trails, and be aware of potential wildlife encounters.
• While travel health insurance Canada from India is essential, familiarize yourself with local healthcare facilities and their locations, especially if venturing into remote areas.
Here are some of the international airports in Canada for you to choose from when travelling:
City | Airport Name |
Richmond, British Columbia | Vancouver International Airport (YVR) |
Mississauga, Ontario | Toronto Pearson International Airport (YYZ) |
Dorval, Quebec, Canada. | Montréal-Pierre Elliott Trudeau International Airport (YUL) |
Nisku | Edmonton International Airport (YEG) |
Calgary, Alberta, Canada | Calgary International Airport (YYC) |
Winnipeg | Winnipeg James Armstrong Richardson |
Ottawa, Ontario, Canada | Ottawa Macdonald-Cartier International Airport (YOW) |
Goffs, Nova Scotia | Halifax Stanfield International Airport (YHZ) |
Québec City | Québec City Jean Lesage International Airport (YQB) |
Winnipeg, Manitoba | International Airport (YWG) |
Victoria | Victoria International Airport (YYJ) |
Canada is filled with scenic beauty and adventure spots along with other places worth your visit, when you're visiting:
Surrounded by natural beauty, Vancouver captivates with its Stanley Park, Granville Island's markets, and the scenic Capilano Suspension Bridge. The city entices outdoor enthusiasts with skiing on Grouse Mountain and seaside strolls along the stunning Vancouver Seawall.
A dynamic city boasting the iconic CN Tower, vibrant neighbourhoods like Kensington Market, and cultural spots such as the Royal Ontario Museum, Toronto offers diverse experiences. Visitors indulge in the energetic nightlife, explore the Distillery District's charm, and enjoy family outings at the Toronto Zoo.
Known for its European charm, Montreal allures with its historic Old Port, Mont-Royal Park's panoramic views, and the lively streets of Plateau-Mont-Royal. Visitors savour the city's culinary delights, explore the Montreal Museum of Fine Arts, and immerse themselves in the city's festivals.
With its UNESCO-listed Old Town, Quebec City delights history buffs with landmarks like Château Frontenac and the Citadelle of Quebec. The city's cobbled streets, charming boutiques, and vibrant festivals create a unique cultural experience for visitors.
Famous for its annual Stampede, Calgary also offers the picturesque Calgary Zoo, heritage sites like Heritage Park Historical Village, and panoramic views from the Calgary Tower. Visitors revel in outdoor activities at Fish Creek Provincial Park and the nearby Rocky Mountains.
Offering the majestic Niagara Falls, this destination boasts attractions like the Journey Behind the Falls and Niagara Parks Butterfly Conservatory. Visitors enjoy boat tours to witness the falls up close and explore nearby wineries and the picturesque town of Niagara-on-the-Lake.
When visiting Canada, the following are a few of the things you must do, to enhance your travelling experience as a whole:
• Whale Watching (British Columbia): Embark on whale-watching tours off the coast of Vancouver Island to witness orcas, humpback whales, and other marine life in their native environment, creating an unforgettable experience amidst breathtaking scenery.
• Northern Lights Viewing (Yukon or Northwest Territories): Witness the mesmerizing dance of the Aurora Borealis, a natural spectacle best seen during winter in Canada's northern regions. Optimal viewing spots like Yellowknife offer a magical display of vibrant colours across the night sky.
• Rocky Mountain Adventures (Alberta and British Columbia): Explore the Rockies for thrilling experiences like hiking in Banff and Jasper National Parks, gazing at stunning glacial lakes, and enjoying scenic drives along the Icefields Parkway.
• Iceberg Alley Exploration (Newfoundland and Labrador): Visit the East Coast to witness massive icebergs drifting southward during spring and early summer. The Iceberg Alley showcases these natural wonders, providing an incredible sight.
• Cultural Immersion (Various Cities): Dive into diverse cultural experiences through events like the Calgary Stampede (Alberta), the Toronto International Film Festival (Ontario), and Quebec's Winter Carnival, each offering unique insights into Canada's rich heritage and traditions.
• Niagara Falls Experience (Ontario): Feel the power of nature at Niagara Falls, where boat tours on the Hornblower take you close to the thundering waters or visit nearby attractions like the Skylon Tower for panoramic views.
When travelling to a country like Canada, it's essential to manage your expenses so you can explore the country and experience all its glory.
Here are a few of them to keep in mind:
• Public Transportation: Utilize Canada's efficient public transit systems in major cities like Toronto, Vancouver, and Montreal to save on transportation costs. Opt for day passes or explore by foot to cut down expenses.
• Off-Season Travel: Consider visiting during shoulder seasons (spring or fall) to find cheaper accommodation rates and fewer crowds while still enjoying pleasant weather and attractions.
• Free Attractions: Take advantage of numerous free attractions, such as exploring national parks on free admission days, visiting public galleries, and enjoying outdoor spaces like parks and scenic viewpoints.
• Accommodation Choices: Look beyond hotels and consider budget-friendly alternatives like hostels, Airbnb, or guesthouses, especially in less touristy areas. Additionally, consider staying in the suburbs and commuting to city centres for lower accommodation costs.
• Local Dining Tips: Experience local cuisine affordably by exploring food trucks, farmer's markets, and smaller eateries instead of upscale restaurants. Also, check for early bird specials or lunch deals at restaurants for budget-friendly options.
• Outdoor Activities: Embrace Canada's natural beauty by engaging in outdoor activities like hiking, cycling, or exploring trails, which often come at minimal or no cost.
• Discount Passes: Invest in city-specific tourist passes offering discounted entry to multiple attractions sometimes including transportation. For instance, the Toronto CityPASS or Vancouver Attraction Pass can save significantly on admission fees.
• Currency Exchange: Before exchanging currency, compare rates at different places, such as banks or specialized currency exchange offices, to get the best value for your money.
• Water and Snacks: Carry a refillable water bottle and snacks while exploring. Buying these items from supermarkets instead of tourist spots helps save money during outings.
• Travel Insurance Deals: Explore various travel insurance for Canada from India options to find comprehensive coverage at competitive prices, ensuring financial security during your trip without overspending.
Here is a list of well-known Indian restaurants in Canada for you to fully fill your sudden cravings. These restaurants offer authentic Indian cuisine across Canada, providing a taste of India with their signature dishes in diverse cities and neighbourhoods:
• Vij's
Address: 3106 Cambie St, Vancouver, BC V5Z 2W2
Must-try dishes: Lamb Popsicles
• Little India Restaurant
Address: 255 Queen St W, Toronto, ON M5V 1Z4
Must-try dishes: Butter Chicken
• Moti Mahal Restaurant
Address: 180 King St S, Waterloo, ON N2J 1P8
Must-try dishes: Tandoori Chicken
• Palki Indian Restaurant
Address: 10680 151 St NW, Edmonton, AB T5P 1T3
Must-try dishes: Biryani
• Amaya Indian Cuisine
Address: 1701 Bayview Ave, Toronto, ON M4G 3C1
Must-try dishes: Chicken Tikka Masala
• Kothur Indian Cuisine
Address: 612 Gladstone Ave, Ottawa, ON K1R 5P3
Must-try dishes: Masala Dosa
• Clay Oven
Address: 374 Queen St E, Brampton, ON L6V 1C3
Must-try dishes: Garlic Naan
• Spice Route
Address: 499 King St W, Toronto, ON M5V 1K4
Must-try dishes: Paneer Tikka
• Tiffin's by Tandoor
Address: 165 Duckworth St, St. John's, NL A1C 1G5
Must-try dishes: Rogan Josh
• Indian Accent
Address: 190 University Ave, Toronto, ON M5H 0A3
Must-try dishes: Dal Makhani
When in Canada there are certain local laws and etiquettes that you gotta keep in mind for a better journey, here are some of them to look out for:
• Tipping is customary in Canada, typically 15-20% of the bill at restaurants, taxis, and for other services where tipping is common.
• Canadians value orderly queues and expect individuals to wait their turn in public places like transit stations or while boarding.
• Canada celebrates diversity; it's important to respect various cultures, religions, and languages to foster harmony.
• "Please" and "Thank you" are integral to Canadian etiquette. Being polite and courteous in interactions is highly valued.
• Canadians appreciate punctuality in both social and professional settings, so arriving on time for appointments or meetings is considered respectful.
• While cannabis is legal in Canada, there are regulations on its use. Understanding and adhering to these laws is essential for visitors.
Here are the Canada-based Indian Embassy to look out for:
Canada-based Indian Embassy | Working Hours | Address |
Consulate General of India, Toronto | Mon-Fri: 9 AM - 5:30 PM | 365 Bloor St E, Toronto, ON M4W 3L4, Canada |
High Commission of India, Ottawa | Mon-Fri: 9 AM - 5:30 PM | 10 Springfield Rd, Ottawa, ON K1M 1C9, Canada |
Consulate General of India, Montreal | Mon-Fri: 9 AM - 5:30 PM | 3421 Peel St, Montreal, QC H3A 1W7, Canada |
Consulate General of India, Calgary | Mon-Fri: 9:30 AM - 5:30 PM | #3250, 255-5 Ave SW, Calgary, AB T2P 3G6, Canada |
Consulate General of India, Vancouver | Mon-Fri: 9:30 AM - 5:30 PM | #201-325 Howe St, Vancouver, BC V6C 1Z7, Canada |
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
Source: VisaGuide.World
Pack based on the season and region you're visiting. Layered clothing, waterproof gear, and essentials like a universal adapter are advisable.
Indian citizens usually require a visa for Canada. Check the specific visa requirements and application process beforehand for a hassle-free trip.
Canada is generally safe, but it's wise to remain vigilant in crowded areas and follow local safety guidelines, especially in urban centres.
The Canadian dollar (CAD) is the country's currency. Exchange money at reputable places, use credit/debit cards and inform your bank about your travel plans to avoid issues.
Generally, visitors can drive using an Indian license for a short period. However, it's wise to check specific provincial regulations and consider an International Driving Permit for an extended stay.
Canada offers diverse culinary experiences. Don't miss trying poutine (fries with cheese curds and gravy), maple syrup treats, and diverse international cuisines in major cities.
Tourist visas don't permit work or study. To engage in such activities, you'll need specific work or study permits issued by Canadian authorities.